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Privacy Policy

Last updated: July 31, 2026

Template notice: This policy is a starting template. Have a licensed attorney review and finalize it for your specific business, states of operation, and data practices before you collect information from real customers.

Credit Capital Co ("Credit Capital Co," "we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, share, and protect information when you visit creditcapitalco.com (the "Site") or apply for financing.

1. Information We Collect

When you submit an application, we collect information you provide, which may include: your name, business name, contact details (email, phone, addresses), business details (entity type, revenue, industry, time in business), identity and ownership information (date of birth, Social Security Number, EIN, ownership percentage), financial documents (such as bank statements and a voided check), a government-issued ID, and your electronic signature. We also automatically collect limited technical data such as IP address, device/browser type, and referral/campaign parameters.

2. How We Use Your Information

We use your information to evaluate and process your application, verify your identity, obtain business and personal credit reports, present financing offers, communicate with you, prevent fraud, comply with legal obligations, and improve our services.

3. How We Share Your Information

We may share your information with: funding partners, lenders, and underwriters to evaluate and fund your request; service providers who support our operations (e.g., hosting, identity verification, document storage); credit bureaus and verification services; and as required by law, subpoena, or to protect our rights. We do not sell your personal information for cash.

4. Communications Consent

By submitting an application and checking the authorization box, you consent to be contacted by Credit Capital Co and its funding partners at the phone number(s) and email you provide, including by automated dialing systems, text/SMS messages, and prerecorded messages, regarding your application and financing offers. Consent is not a condition of obtaining funding. Message and data rates may apply. You may opt out of texts by replying STOP, or opt out of other communications by contacting us at hello@creditcapitalco.com.

5. How We Protect Your Information

We use administrative, technical, and physical safeguards designed to protect your information, including encryption in transit (TLS/SSL) and access controls on stored data. Uploaded documents are stored in access-restricted storage. No method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your information for as long as necessary to fulfill the purposes described here and to comply with legal, tax, and regulatory obligations, after which we securely delete or de-identify it.

7. Your Rights

Depending on your state, you may have rights to access, correct, delete, or restrict use of your personal information (for example, under the California Consumer Privacy Act). To exercise any right, contact us at hello@creditcapitalco.com. As a provider of financial products, our privacy practices are also subject to the federal Gramm-Leach-Bliley Act (GLBA).

8. Contact Us

Credit Capital Co · hello@creditcapitalco.com · (888) 555-0100