✦ Funding built on honor, not fine print

Working capital that honors your business.

Up to $500,000 to grow, hire, and build — with straight answers, transparent terms, and a decision in as little as a few hours.

Checking your options is a soft pull — it won't affect your credit score.
How it works
$850M+funded to businesses
24 hrstypical time to funding
4.9★average client rating
● Pre-qualified estimate No credit impact
$75,000 / offer
Estimated term12 months
Use of fundsFlexible
Time to fundAs fast as 24 hrs
Prepay benefitYes — you save
Bank-level 256-bit encryption · SOC 2 practices
A+ BBB Accredited
No hidden fees, ever
Bank-level security
Real U.S.-based advisors
Transparent pricing upfront
Simple & honest

Funded in three honest steps

No runaround, no surprise terms. You'll always know exactly where you stand.

01

Apply in minutes

Answer a few questions about your business and securely upload your recent bank statements. Takes about 4 minutes — and it's a soft pull only.

02

Get a clear decision

A dedicated advisor reviews your file and presents your options in plain language — the amount, the cost, the term. No fine print, no games.

03

Receive your funds

Accept the terms you're comfortable with and get funded in as little as 24 hours. Grow on your terms, with a partner who keeps their word.

The Credit Capital pledge

An industry that lost its way. We're bringing honor back.

Too many funders hide fees, pressure owners, and bury the truth in fine print. We built Credit Capital Co on the opposite promise: treat every business owner the way we'd want to be treated.

We honor our word

The cost we quote is the cost you pay. Every fee disclosed before you sign — no exceptions.

We honor your time

Fast decisions and clear answers. No chasing, no black box — you'll always know your status.

We honor your business

You built something real. We fund your growth as a partner — never a lender you'll regret.

What you'll need

A short, honest checklist

Have these ready and your application will fly. We only ask for what we truly need to give you a fair decision.

Business bank statements

Your four most recent months, uploaded quickly & securely.

4

A voided check

From your business checking account, so we can set up funding.

1

Driver's license & photo

A valid government ID plus a clear photo to verify identity.

1

A quick business profile

Annual revenue, start date, LLC/entity name & structure — the basics about you.

What your funding includes

More than money

Every approval comes with a partnership built to last.

  • Up to $500,000 in working capital
  • A dedicated advisor from day one
  • Transparent, all-in pricing — no surprises
  • Prepayment savings if you pay early
  • Renewal options as you grow
  • Funding in as little as 24 hours
No guessing games

See if you qualify — upfront

We publish our basics so you never waste your time. Most growing businesses that meet these are a great fit.

6+ motime in business
$15Kmonthly revenue
500+personal credit score
U.S.based & operating
Owners like you

Trusted by businesses that build

★★★★★

"They told me the real cost on the first call and it never changed. After years of getting burned by funders, this felt like doing business with a handshake again."

MR
Marcus R.Auto Repair · Ohio
★★★★★

"Applied in the morning, funded the next day. My advisor actually picked up the phone every time. That's rare and I won't forget it."

DL
Dana L.Restaurant Group · Texas
★★★★★

"No fine print, no pressure. They walked me through every number until I understood it. Credit Capital earned a customer for life."

SP
Sofia P.Salon & Spa · Florida
Why we exist

Built by people who were tired of watching owners get burned.

We spent years inside this industry and saw the same story on repeat: hardworking business owners handed confusing contracts, surprise fees, and funders who disappeared the moment the money cleared.

Credit Capital Co is our answer — funding built on plain numbers, kept promises, and respect for the people doing the building. That's not a tagline. It's the whole reason we started.

🔒256-bit encryption
🛡️Data stored securely
🇺🇸U.S.-based advisors
No hidden fees, ever
Soft check to apply
Straight answers

Questions, answered honestly

Will applying hurt my credit?

No. Checking your options uses a soft credit pull, which has zero impact on your score. A hard pull only happens later, with your permission, if you move forward.

How fast can I get funded?

Many businesses get a decision within a few hours and funds in as little as 24 hours after accepting terms. Timing depends on how quickly we receive your documents.

Why do you need four months of bank statements?

Your recent statements show us the real, current health of your business so we can offer a fair amount you can comfortably manage. You can upload them securely in seconds.

What does it cost?

We disclose your full, all-in cost before you ever sign — clearly and in plain language. And if you pay early, you save. No hidden fees, ever. That's our pledge.

Is my information secure?

Yes. All data is protected with bank-level 256-bit encryption and handled following SOC 2 security practices. Your documents are used only to evaluate your application.

Let's fund what you're building.

See your options in minutes with a soft check that won't touch your credit. Real people, real terms, real partnership.